Thank you for considering me to guide you through your home financing journey! I am a licensed Mortgage Loan Originator in Panama City, FL committed to providing the best customer service and exceeding your expectations of the mortgage process at every turn. From competitive rates to an on-time closing, I will be here to ensure confidence every step of the way.
I am originally from England and I have been living in the State of FL for 11 years now, I quickly fell in love with the area and the people. As a military child, I moved around a lot to many different places, and I am glad that this is where I ended up. The FL weather allows me to ride my motorcycle as much as I like, spontaneous rides to the beach or downtown are one of my favorite things to do, especially when it results in discovering a new and unique place to eat! My wife and I have three wonderful children, two boys, and one girl. Taking trips to new and exciting places, watching the kids participate in sports, or even being piled up on the couch watching movies all day are all things we thoroughly enjoy doing together.
Buying a home can be one of the most important investments that you make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
Thank you for the smooth process of refinancing. We enjoyed doing business with you and with Tyndall Federal once again.
I just want to take a quick moment to say thank you for helping us with our refi effort …I have been through a number of closings having bought and sold houses and condos in the past. But, this one stands out as one of the most efficient I have experienced to date. Thanks again and please pass on our thanks to the rest of the team.
Mortgage Blogs
Mortgage: What are the dos and don’ts of being in Escrow?
Aug 29, 2022
What are the do's and don’ts of being in escrow?
Do:
Continue using a minimal amount of your available credit.
You can maintain the usage you had at qualifying, but do not increase your debt.
Pay your bills on time, or early.
Follow up on the escrow process to be sure you are current on your tasks.
Do Not:
Close any credit cards.
Change jobs.
Buy or lease a car.
Open new lines of credit.
Spend your assets, other than living expenses and normal bills.
