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Members have banked with us
for an average of
16 years
  • Frustrated with another local bank I had been with for over 20 years, I switched to TFCU for my accounts and opened a checking account for my minor daughter. I COULD NOT be more satisfied with that decision! They made us feel like family. The fees are much lower, better services are offered and the employees are amazingly friendly and professional. I'm so happy that I will probably refi my house with them!
    T.B.

Dedicated to Home

What makes a town a hometown?

People coming together. Supporting each other. Compassion and kindness.


At Tyndall, we have the tools you need to build the life you've always wanted—right here at home. We are a member-first not-for-profit Credit Union dedicated to making a meaningful difference in the lives of our members.


We do not exist to make the rich richer; we help families survive financially and build a brighter future.

Panama City Beach Florida

Stay up-to-date with Tyndall Federal Credit Union.

Tyndall Featured Employee

Nydred

I have worked for Tyndall for almost 3 years. I recently was promoted to the Lead Universal at the 23rd St branch which means I ensure members and potential members receive fast, courteous and accurate service. 

When I started I was so nervous about a new career in banking. Tyndall paired me with great trainers and resources to be successful. I have learned so much, and am still learning so much. I can now share my knowledge with others and build confidence in new team members who feel the same way I did.

A few things people might not know about me are that I am a dog lover, I love the outdoors, traveling, and doing small projects. I've been married to my husband Marcus for 4 wonderful years and we have a dog named Max. My secret to success is that I love customer service, offering to help others when needed and collaborating on new ideas. I also love learning new things and am always up for a good challenge, whether on the job or in my everyday life. 

*APR=Annual Percentage Rate. The standard rate on Tyndall credit cards is currently{{RATE}} -{{RATE}} APR, based on creditworthiness, which will vary with the market based on the Prime Rate. This rate is accurate as of 5/19/22. The Index used to determine your variable APR is the Prime Rate published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month. If the Prime Rate changes, the new rate will take effect on the first day of the next billing cycle. As of 05/05/22, the Prime Rate is {{RATE}} . New credit card loan subject to completed application and approval. Foreign transaction fees: international transactions that involve currency conversion - 1%, international transactions that do not involve currency conversions - .8%. Ask for your specific rate. Your due date is at least 21 days after we mail your billing statement. We will begin charging interest on balance transfers on the date the balance transfer is posted to your account. Late payment fee is 10% of payment due with a minimum of $2.00. All rates and offers are subject to change without notice. Membership required; NO membership fee applies.

Subject to completed application and approval. Membership required; NO membership fee applies.

View Credit Card Disclosures.
View the Credit Card Agreement & Truth in Lending Disclosure.

*APR = Annual Percentage Rate. Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of {{RATE}}  and maximum APR of 18%. Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is {{RATE}} , as of 05-05-22. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

Closing Costs Offer: For a limited time, Tyndall will pay all typical closing costs on primary residence. This excludes appraisal and title insurance, if required. Please see a Tyndall representative for more details. Minimum draw of $10,000 required to receive promotional offer. If daily balance falls below $5,000 during any of the initial 12 months, or if the line is closed during the initial 36 months, closing costs paid by Tyndall will be charged to the borrower. Limited time offer. Some restrictions apply. Property securing the loan must be insured until the loan is paid in full. Offer subject to change without notice.

Membership required; NO membership fee applies. Tyndall NMLS #597599.

LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.