Home Equity

*APR = Annual Percentage Rate.

Home Equity: Rates shown are generally the lowest currently available. Subject to loan approval and closing. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. The loan's property must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on the borrower’s creditworthiness.

"No Closing Costs" Promotional offer - for a Home Equity Loan, Tyndall will pay all typical closing costs on primary residences. Typical closing costs do not include an appraisal, nor do they include a title policy and associated fees unless the loan is required to close at the title company. To receive "No Closing Costs" offer, Minimum Loan Amount - HE Loan $7,500; Minimum Loan Amount - Equity Advantage $25,000; Maximum Loan Amount - $500,000. If loan is terminated within 3 years, closing costs that were paid by Tyndall must be reimbursed by the borrower. Promotional offers open to members who apply for and open a Home Equity Loan during the promotional period. Offer available for a limited time. Some restrictions apply. Offer subject to change without notice.

Membership required; NO membership fee applies. NMLS #597599.

LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.

Land is eligible for purchase financing only; cash-out refinancing, including home equity loans and lines of credit, is not available for land. 

HELOC: Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, New York, or California. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of 6.74% and maximum APR of 18%. Interest rate may change monthly. HELOCs with an application date of January 1, 2025 or later interest rate may change quarterly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 7.00%, as of 9-17-26. Loan terms are 20 years: 10-year draw period; 10-year repayment period or 20 years: 5-year draw period; 15-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $500,000; Minimum Initial Advance - $1,000.

Closing Costs Offer: For a limited time, Tyndall will pay all typical closing costs on primary residence. This excludes appraisal and title insurance, if required. Please see a Tyndall representative for more details. Minimum draw of $10,000 required to receive promotional offer. If daily balance falls below $5,000 during any of the initial 12 months, or if the line is closed during the initial 36 months, closing costs paid by Tyndall will be charged to the borrower. Limited time offer. Some restrictions apply. Property securing the loan must be insured until the loan is paid in full. Offer subject to change without notice.

Membership required; NO membership fee applies. Checking Account required: Minimum opening deposit is $25; no minimum balance requirement. Tyndall NMLS #597599.

LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.

Land is eligible for purchase financing only; cash-out refinancing, including home equity loans and lines of credit, is not available for land.