Savings Accounts

A Tyndall Savings account is more than just a savings account—it establishes your ownership in Tyndall Federal Credit Union.

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Savings

When you open a Tyndall savings account, you’re doing more than saving, you’re becoming a member-owner.

With your first $5 deposit, you establish membership and become a part owner of Tyndall Federal Credit Union. As a member-owner, you benefit directly from our success. Earnings are returned to you and fellow members through better loan rates and greater value.

  • Simple, easy process
  • Worry-free banking
  • Build your financial future

Features

Member-owned credit union

$5 to join

No monthly fees

Round-Up Savings

Round‑Up Savings automatically transfers the difference between your purchase amount and the next whole dollar into your Savings account when you use your Debit card.

A Simple Tool to Strengthen Your Financial Habits:

Save automatically with your everyday spending.

Save for the future a little each day.

Spend and watch your savings grow!

See FAQs

Each Debit Card transaction will be rounded up to the nearest whole dollar and that difference will be transferred to your Savings account each day; this automatic savings feature will not bring your Checking account into the negative.

Money Market

Build your financial cushion for whatever comes your way.

A Money Market Account gives you higher-yield dividends with the flexibility to access your funds when you need them. It’s a smart option if you want your savings to grow faster while still keeping your funds available. You can earn more while maintaining peace of mind.

  • Great rates
  • Flexible
  • Low minimums to start earning
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Features

Minimum to open and earn Annual Percentage Yield (APY): $1,000 competitive dividend rate

No minimum balance is required to keep the account open

Deposit to it as often as you want to; great for building your financial cushion

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Certificates

You've worked hard for what you have. Now protect your wealth while you continue to save.

Grow your savings with a fixed-rate Certificate Account. Lock in a competitive dividend rate for a set term, often higher than a Regular Savings or Money Market Account, and know exactly what your money can earn. 

  • Earn higher rates
  • Arrows-Bend-Down-Right-1--Streamline-MicroLow minimum opening requirement
  • Multiple options

Higher rates than other savings accounts

Minimum required opening deposit - $1,000

Terms available from 12 months to 60 months

Certificate Calculator

How much will my Certificate be worth?

Certificate will be worth

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Open a Certificate

How much will my Certificate be worth?

Certificate will be worth

—

Open a Certificate

Calculators provide estimates only and do not constitute a loan offer or guarantee of rates or terms. Actual rates and payments may vary based on creditworthiness and other factors.

IRA

Have peace of mind with a Tyndall IRA.

Build your future with an IRA that fits your life today—and where you’re headed next. Whether you’re just starting to save, growing your nest egg, or planning for retirement, flexible IRA options can help you invest in what matters most: your future.

  • icon-lightbulbSave with purpose
  • Build at your pace
  • icon-flexibleOptions that fit you
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Frequently Asked Questions

Yes. Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).

A credit union is a member-owned, not-for-profit financial institution that provides the same everyday banking services you find at a bank. Instead of distributing profits to shareholders, a credit union reinvests earnings into delivering greater value for its members through competitive rates, helpful services, and personalized support.

Members are often connected based on where they live, work, worship, volunteer, or an affiliated organization. Once you become a member, you are also an owner, giving you a voice in the credit union and a financial partner focused on helping you reach your goals.

For more than 70 years, we’ve delivered personalized financial service and tangible value to our members. Named the #1 Credit Union in Florida by Forbes in 2026, we serve members in all 50 states with competitive rates, convenient banking tools, and guidance that supports stronger financial futures. We give back through financial literacy programs and by directly supporting our communities, because it is our mission to make a meaningful difference in the lives of our members.

More FAQs

Ready to Start Saving?