Finance Your New Home With A Tyndall Mortgage
50% Less on Closing Costs than Local Competitors*
Our mission is to create an effortless
approach for homeowners and future
homeowners. Through understanding
our member's needs, finding a solution,
and helping members reach their
financial goals.
Tyndall Mortgage Options
- Also known as a "Conventional Mortgage"
- Fixed interest rate
- Down payments as low as 3%
- 100% financing available
- Insured by the Department of Veterans Affairs
- Flexible terms
- Competitive interest rates
- Does not require mortgage insurance premiums
- Insured by the Federal Housing Administration (FHA)
- Down payments as low as 3.5%
- Requires private mortgage insurance (PMI)
- Has property requirements set by the FHA
- Up to 100% financing
- Low Private Mortgage Insurance rates
- Loans guaranteed by the USDA
- Eligible for those buyers in approved rural areas
- Up to 100% financing
- Serviced in-house by Tyndall FCU (not government backed)
- Requires private mortgage insurance (PMI)
- Lock in a lower fixed rate for 7 years
- Rate will adjust every 6 months after the first 7 years
- No prepayment penalties
- 15 and 30 year amortizations
- Specifically designed for the purchase or refinancing of condominium units
- Down payments as low as 5%
- Available for warrantable and non-warrantable condos
- Contact a member of the Mortgage Team to find out more
- Loan amount is larger than typical loan limits set by the Federal Housing Finance Agency (FHFA)
- Stricter qualifications and larger down payment required
- Ability to use on a wide variety of properties
- Financing of up to 80% loan-to-value
- Most loans close in 45 days
- Competitive rates
- Available in our Field of Membership Counties only
Need help deciding which mortgage is right for you?
For your situation, we recommend....
Call and we can discuss these options with you
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100% Financing Options
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Great rates
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Affordable down payments
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Service from a friendly, experienced hometown lender
Check out our competitive rates
We Do Not Sell Your Information
At Tyndall, protecting your privacy is part of our commitment to you.
We do not sell or share your application information. Your privacy and financial well‑being come first.
The best way to eliminate unwanted solicitations from mortgage lenders, credit card companies, and other credit grantors is to opt out.
- Mail Solicitations: Visit www.optoutprescreen.com or call 888-567-8688.
- Phone Solicitations: Visit www.donotcall.gov or call 888-382-1222 (include all home and cell numbers).
If you ever have questions about your application or communications you’ve received, we’re here to help.
Have a question about Tyndall Mortgages?
*Competitors Source: Based on a Mortgage Research study conducted by a financial research firm in May 2025, based on 19 local Mortgage Lenders, on average Tyndall charges half of the total lender fees and closing costs on traditional mortgages. Membership required; NO membership fee applies. Tyndall NMLS #597599.
We do loans in all states except Alaska, Hawaii, California, and Texas.
HELOC: Product not available in Texas, Alaska, Hawaii, Connecticut, New York, or California.
Membership required; NO membership fee applies. Tyndall NMLS #597599.