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Consumer Credit Bureau Information

According to the Fair and Accurate Credit Transactions Act (FACT Act), consumers are entitled to receive one credit report, free of charge, from each of the three consumer credit bureaus (Equifax, TransUnion, and Experian). You may request a report once every 12 months from each reporting agency via:

Annual Credit Report
Request Service
P.O. Box 105281
Atlanta, GA 30348-5281


To Order Your Credit Report Directly


Mailing Address:
P.O. Box 9532
Allen, TX 75013

To report fraud, call 1-888-397-3742

Mailing Address for Fraud Division:
Experian Fraud Division
P.O. Box 1017
Allen, TX 75013


Mailing Address:
P.O. Box 740241
Atlanta, GA 30374-0241

To report fraud, call 1-800-525-6285

Mailing Address for Fraud Division:
Equifax Fraud Division
P.O. Box 740250
Atlanta, GA 30374

TransUnion, LLC

Mailing Address:
TransUnion, LLC
P.O. Box 1000
Chester, PA 19022

To report fraud, call 1-800-680-7289

Mailing Address for Fraud Victim Assistance Department:
TransUnion Fraud Victim Assistance Dept.
P.O. Box 6790
Fullerton, CA 92834-6790