First Time Home Buyer Guide
Buying your first home can be stressful, but our Tyndall Mortgage Team will be right there through the entire process to ease the stress.
Read Full Article about First Time Home Buyer Guide
Florida Hometown Heroes
Helping turn homeownership dreams into reality
Breaking Down Financial Barriers to Homeownership
Are you a first-time homebuyer worrying about the down payment and closing costs? No need to worry! At Tyndall, we offer a Florida Hometown Hero Mortgage Program that’s right for you!
This program offers an interest-free second-mortgage loan that does not have to be repaid until the home is sold, no longer a primary residence, refinanced, or the first mortgage is paid off. Florida Hometown Heroes helps you come up with the down payment and closing costs, ranging from $10,000 to $35,000.* If you live and work in Florida, you're a hometown hero!
Is the Florida Hometown Hero Program right for me?
-
Live and work in Florida?
-
First Time Homebuyer?
-
Worried about closing cost?
-
Worried about down payment?
-
Want help from a local, experienced lender?
-
Want a lower rate than Traditional Mortgage?
Then you may be eligible for the Florida Hometown Hero Program
We Do Not Sell Your Information
At Tyndall, protecting your privacy is part of our commitment to you.
As a member‑owned credit union, your trust means everything to us. When you apply for a mortgage or home equity loan, we do not sell your personal information. If you receive calls or mail from other lenders, it is likely due to a federal credit reporting practice called a “trigger lead.” When we pull your credit, credit bureaus may legally sell limited information to other lenders. This does not come from us. We protect your information in accordance with federal and state laws.
Mortgage Blogs
-
-
Mortgages: Escrow in the Know
Buying a house for the first-time? Do you know what escrow is? Would you like to find out the do's and don'ts when buying a home? Let us show you the process.Read Full Article about Mortgages: Escrow in the Know
Have a question about Hometown Heroes?
*To qualify for the Hometown Heroes Mortgage, Tyndall members must live and work full-time for a Florida-based employer in an eligible occupation. Ask a Tyndall Mortgage Loan Originator for occupation eligibility. Applicant must be a first-time home buyer that hasn’t owned a home in the past 3 years and the loan must be for their primary residence. Other eligibility requirements apply in accordance to the Hometown Hero Mortgage program. $1,000 off closing costs promo does not apply to the Hometown Heroes mortgage. Homeowner education course is required. Second mortgage to be used for down payment and closing costs and is required to be paid in full due upon sale, transfer, refinance, or no longer residing at the property as a primary residence. The second mortgage is equal to 5% of the total loan amount interest free (minimum $10,000 not to exceed $35,000). Other restrictions apply. Additional documentation is required. All loans subject to credit review and approval. Underwriting terms and conditions apply. Documentation of employment or any applicable certification may be required. Offer subject to change without notice. Membership required; NO membership fee applies. Tyndall NMLS #597599.