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Florida Hometown Heroes

Helping turn homeownership dreams into reality

Breaking Down Financial Barriers to Homeownership

Are you a veteran or first-time homebuyer worrying about the down payment and closing costs? No need to worry! At Tyndall, we offer a Florida Hometown Hero Mortgage Program that’s right for you! 

This program offers an interest-free second-mortgage loan that does not have to be repaid until the home is sold, no longer a primary residence, refinanced, or the first mortgage is paid off. This program helps you come up with the down payment and closing costs, ranging from $10,000 to $35,000. If you live and work in Florida, you’re a hometown hero.

Is the Florida Hometown Hero Program right for me?

Then you may be eligible for the Florida Hometown Hero Program

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Have a question about Hometown Heroes?

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To qualify for the Hometown Heroes Mortgage, Tyndall members must live or intend to live and work full-time for a Florida business or be a retired veteran. Veterans do not have to be a first-time homebuyer. All other applicants must be a first-time home buyer that hasn’t owned a home in the past 3 years and the loan must be for their primary residence. Other eligibility requirements apply in accordance to the Hometown Hero Mortgage program. $1,000 off closing costs promo does not apply to the Hometown Heroes mortgage. Homeowner education course is required. Second mortgage to be used for down payment and closing costs and is required to be paid in full due upon sale, transfer, refinance, or no longer residing at the property as a primary residence. The second mortgage is equal to 5% of the total loan amount interest free (minimum $10,000 not to exceed $35,000). Other restrictions apply. Additional documentation is required. All loans subject to credit review and approval. Underwriting terms and conditions apply. Documentation of employment or any applicable certification may be required. Offer subject to change without notice. Membership required; NO membership fee applies. Tyndall NMLS #597599.