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Tyndall Federal Credit Union's Elected and Appointed Officials.

Your Board of Directors, Supervisory Committee, and Management work together to ensure that Tyndall Federal Credit Union remains a safe and sound institution.

Board of Directors

Frances Martin

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Frances Martin is a Healthcare Management Leader with more than 10 years of experience with Gulf Coast Regional Medical Center. She is immensely passionate about the community and undertaking volunteer opportunities in many organizations. She is the past chairman and current member of the Respiratory Therapy Advisory Board at Gulf Coast State College, Church, Girl Scouts of the USA, The Salvation Army, and Tyndall Federal Credit Union as a member of the Board of Directors and Supervisory Committee. She holds a Bachelor of Science in Health Administration and a Bachelor of Science in Business with a focus in computer science, a Master of Business Administration, and she also holds a Registered Respiratory Therapist degree and credential.

Patricia H. Latham J.D.
Vice Chairwoman

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Patricia Latham is an attorney, arbitrator, and mediator with experience in corporate, securities, banking, insurance, contract, and employment law. She has served for over 25 years on the panel of arbitrators of both the American Arbitration Association and the Financial Industry Regulatory Authority (FINRA). After obtaining a Bachelor of Art degree from Swarthmore College and a Juris Doctor from the University of Chicago Law School, she served as an attorney with the U.S. Securities and Exchange Commission, practiced law for many years (representing large corporations, banks, small businesses, and individuals), served as a law school lecturer in business planning, and authored eight books on legal topics. In addition, she has volunteered on numerous boards and committees, including as President of a condominium association, President of Learning Disabilities Association of America, and member of an advisory committee of the GED Testing Service. Patricia and her husband are residents of Panama City Beach.

Rusty Thorpe

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Rusty Thorpe is a technology leader with more than 31 years of experience with AT&T. Retiring in 2021 as a manager of frontline customer-facing technicians in field operations for AT&T. Rusty’s style of servant leadership has helped to foster positive relationships with the employees in his workgroups. They worked safely, acted with integrity, and provided an excellent level of customer service. My style of servant leadership has helped to foster positive relationships with the employees in my workgroups. I am very proud of our accomplishments through the years. We worked safely, acted with integrity and provided an excellent level of customer service. Rusty and his wife Terry have been married for 33 years. She retired in 2019 after 32 years of teaching special needs children in Bay District schools. They have a son, Cory.  He and his wife Sarah have a  3-year-old named Andruw. 

Michelle Franklin

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Michelle Franklin is a professional pharmacy leader currently serving as the Director of Pharmacy at HCA Florida Gulf Coast Hospital in Panama City. She previously held the position of Assistant Director of Pharmacy in Atlanta at a local hospital for seven years. Michelle and her husband then moved to Colorado and lived there for just under 10 years. While in Colorado, she held positions as a Pharmacy Clinical Manager, Informatics Pharmacist, and Pharmacy Operations Manager, all in hospital pharmacies in the Denver/Boulder areas. In 2009 her family moved to Bay County to be closer to family where Michelle was offered the position with HCA Florida Gulf Coast Hospital. Her family attends Hiland Park Baptist Church and they have one beautiful kitty named Rey.

Ray Dubuque

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Ray Dubuque moved to Panama City in 1964 and attended Jinks Middle School, Bay High School, Gulf Coast Community College, and the University of West Florida. Ray retired from AT&T after a 39-year career that began as an Outside Plant Engineer and grew with increasing responsibilities in Jacksonville, Daytona Beach, Orlando, and Atlanta, eventually returning to Panama City as an Area Manager and retiring as the Region Director for AT&T External & Legislative Affairs for Northwest Florida (covering from Pensacola to Tallahassee). Currently, Ray is the Chair of the Panama City Planning Board and holds three positions in the TelecomPioneers international not-for-profit volunteer organization (member of the National AT&T Pioneers Group Executive Committee, Chair of the National AT&T Pioneers – Special Issues & Governance Committee, and Area Vice President – Northwest Florida AT&T Pioneers). He has been married to his wife Sharon for 46 years and has 2 children and 6 grandchildren.


Ted Howell

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Ted Howell grew up and was raised in Jackson County, Florida where he attended Marianna High School, graduating as valedictorian.  Ted went on to pursue an undergraduate degree from the University of Florida in Industrial & Systems Engineering with honors.  He then continued his education at the University of Florida College of Law where he graduated magna cum laude and obtained membership in the Order of Coif, which is limited to the top 10% of a graduating class. 

Following graduation, Ted started working in Mobile, Alabama where he practiced law for the first two years of his legal career before returning to Panama City.  He has been in practice in Panama City for the last 16 years and currently practices with the Perry & Young law firm.  Throughout his legal career, he have handled a myriad of legal issues for his clients touching on virtually every aspect of the law from personal injury to real estate to corporate dissolutions.  No matter what area of the law in which he has been engaged, his work ethic and problem-solving skills have allowed him to be successful.  Lawyers are essentially professional problem-solvers, and he has employed those skills on the board of Tyndall Federal Credit Union for the last three years and would love the opportunity to continue doing the same for another term.    

In addition to his professional endeavors, Ted has served at the local, regional and state level of various boards, including the Board of Governors of the Young Lawyers Division of the Florida Bar and as a delegate for the Alabama-West Florida Annual Conference of the United Methodist Church.  HE recently completed his term as the Chairman of the Grievance Committee for the Fourteenth Judicial Circuit of the Florida Bar, and currently serves as the Chairman of the Board of Trustees for the Marianna-Panama City District of the United Methodist Church.   Ted has been married to his wife, Heather, for 18 years and has two beautiful children, Vivian (14) and Judson (12).

Richard Millett

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Richard Millett is currently the Vice President of Electrical Engineering at Merrick Industries. He graduated from the Georgia Institute of Technology with a Bachelor’s and Master’s Degree in Electrical Engineering. Richard is an adjunct professor at Gulf Coast State College where he teaches classes for the Electrical Engineering Technology program. Richard and his wife moved to the Panama City area in 1994. They both grew up in Northwest Florida and are happy to make Bay County their home.

Clark "Buck" Rogers

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Clark "Buck" Rogers served our country for nearly 24 years in the United States and abroad. Upon completing college he was commissioned as an officer in the U.S. Air Force. He was a fighter pilot and had assignments as an operational F15 pilot, a demonstration pilot with the USAF Thunderbirds, and a test pilot. He retired from the Air Force in 2007 and began a second career supporting the military initially as a defense contractor and subsequently as a government employee. Buck holds a business degree from Texas State University. He has been married to his wife Valerie for 40 years and they have three grown sons.

Robert Shumaker

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Robert Shumaker is a commercial construction leader with more than 40 years of experience. Before retiring in 2019, he successfully owned and operated Shumaker Construction for 39 years. He has served on the Family Services Board, the Bay County Planning Commission, and his neighborhood Homeowners’ Association. He presently serves on the Panama City First United Methodist Church council. He has also been a Rotarian and a Gideon for over 30 years. Robert holds a Bachelor of Science degree from Colorado State University in Industrial Construction Management and obtained his State of Florida Certified General Contractor license in 1975. Robert and his wife have been married for 49 years, they have two married daughters and five grandchildren.

Supervisory Committee

Randy Berling

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Randy Berling is retired from the Office of the State Attorney, Fourteenth Judicial Circuit. Prior to retirement he was employed as the Executive Director responsible for all budgetary issues, personnel matters and implemented the worthless check diversion program and the Victim Advocate program. Prior to his role as Executive Director, Randy investigated criminal cases involving economic crime and consumer fraud. During his professional career, Randy served on numerous local boards such as the Boys and Girls Club, Catholic Charities of Northwest Florida and was a founding member of the Gulf Coast Children’s Advocacy Center. Presently he serves as a member of the Tyndall Federal Credit Union Supervisory Committee. Randy is married to his wife Dawn who retired after teaching for 32 years for the Bay District Schools. They enjoy spending time with their daughter and her family who live in Pensacola. Their hobbies include hunting, fishing and outdoor cookouts with friends at their second home in Gulf County, Fl.

Stacey Dyer

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Stacey Dyer is an accomplished accounting professional with over 20 years of experience in finance across diverse sectors including defense contracting, non-profit, and transportation. Currently, Stacey is the Procurement Manager for ISPA Technology, a defense contractor providing services to our military across the globe. Stacey joined the Supervisory Board for Tyndall Federal Credit Union in 2021. Stacey earned Bachelor’s degrees in Finance and Economics from the Warrington College of Business at the University of Florida.

Lucy R Lewis

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Lucy Lewis is a finance leader retiring as a C.P.A. from the FSU Finance and Administration Department in 2017. Since retirement, she has been expanding her community involvement to include serving on the Development Board at FSU Panama City and with activities within the United Methodist Church. Lucy holds a Bachelor of Science degree in Accounting from FSU and received her C.P.A. certificate in 1980. Lucy feels she has been blessed in balancing family commitments, community involvement, and a professional career. 

Dr. Jean-Edson Belcourt

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Jean-Edson Belcourt is a results-driven medical director with a distinguished career in Hospitalist/Internal Medicine. With a strong track record of leadership and strategic vision, Jean-Edson has consistently delivered exceptional results and driven growth. As Medical Director, he is responsible for overseeing operations and finance. He has a proven ability to lead cross-functional teams, streamline processes, and implement strategic initiatives that drive efficiency and market share.

Throughout his career, Jean-Edson has consistently demonstrated a forward-thinking approach to medicine, staying ahead of industry trends and disruptions. He has a keen understanding of market dynamics and is skilled at leveraging this knowledge to create competitive advantages.

Jean-Edson is known for his exceptional leadership style, which combines a collaborative and inclusive approach with a focus on accountability and results. He is adept at fostering a high-performance culture within his teams and has a passion for mentoring and developing talent.

Outside of medicine, Dr. Belcourt enjoys spending time with his lovely wife and beautiful four children. He loves spending time fishing and many other water activities.

Chris Morton

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Christopher Morton is a retired Air Force and Air National Guard F-15C instructor pilot who currently flies for Delta Air Lines.  As an officer and professional pilot with more than 30 years of experience, he has led people and projects, ensured compliance, improved processes and effected change throughout his career. Chris is a member of the Lynn Haven United Methodist Church where he has volunteered in numerous leadership roles.  He is passionate about personal finance and facilitates classes to help people get out of debt and build wealth.  Chris is a member of the Supervisory Committee at Tyndall Federal Credit Union. In this role, he is responsible for accurate financial statements and sound management practices.  This is Chris’ first position within the credit union.


Jim Warren

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Jim Warren has been a credit union leader for more than 30 years. He joined Tyndall Federal Credit Union as President and CEO in 2004.  Throughout his career, Jim has been steadfast in his commitment to maximizing member value by offering some of the best loan rates and lowest fees in the nation. Year over year, Jim has ensured operating expenses and marginal costs are maintained below comparable industry peers and he has overseen the distribution of tens of millions of dollars in profit sharing directly to members. At the same time, Jim has substantially increased employee training, development, salaries and benefits, including tripling 401k benefits. 
Over the years, Jim has been actively involved throughout the community, including serving as Board President, Vice President, Secretary, and Nominating Committee Chairman for the Gulf Coast State College Foundation. He has also been Vice Chairman of the Board of Directors for the Bay County Affordable Housing Committee and Chairman of the Bay County American Heart Association Heart Walk. 
Jim has longstanding ties to Bay County stretching back decades. He has been married to Linda Warren, a first-grade teacher in Panama City and a graduate of Gulf Coast State College and Florida State University, for nearly 40 years. They have one son who graduated from Mosley High School and is now an attorney based in Charlotte. 

Laura Rendell
 Executive Vice President/COO

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Laura Rendell has an extensive background in the financial services industry with expertise leading day-to-day operations, sales, service and compliance for over 38 years. Laura is currently the Executive Vice President and Chief Operating Officer for Tyndall. Laura is head of Lending and Operations for the Credit Union. Laura has held multiple leadership roles at different institutions, including Vice President for Hancock Bank (formerly Peoples First) before joining Tyndall. Laura is a proven leader who excels at project management, streamlining processes, and improving efficiencies throughout the organization. Laura works closely with the Consumer Lending, Member Service, Branch and Marketing teams as well as ensuring compliance on the state and federal levels. In her free time, Laura enjoys spending time with her family and dogs and visiting the beautiful Emerald Coast.

Satish Mehta
Executive Vice President/CIO

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Satish Mehta has an extensive background in financial services and technology, working in the credit union and fintech sector for more than 30 years. Currently, Satish serves as Executive Vice President/Chief Information Officer at Tyndall Federal Credit Union, and he previously supported the credit union as a consultant. He has held multiple leadership roles at different institutions and most notably, he served as Chief Information Officer at Service Credit Union (a $4B credit union with 200,000+ members) in New Hampshire. Satish excels at strategic planning, staff development and cost control.

Satish has a bachelor’s degree in business and information technology, along with a certificate in programming. Satish’s current responsibilities include networks, I.T. Services, Core processing system, budget, compliance, risk mitigation, and strategic planning. In his free time, he enjoys spending time with his wife, daughters, and two new grandsons.