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Fee Schedule

Overdraft Protection

TypeCharge
NSF fee (Insufficient Funds fee): $20.00* (FEE WAIVED) per presentment (maximum 5 per day) [2] [3] 
Paid NSF fee (Courtesy Pay fee):$20.00 per presentment (maximum 5 per day) [1] [2]

Checking and Money Market Account Fees

TypeCharge
Stop Payment fee:$20.00 per request
Deluxe Check Printing fee:Prices may vary depending upon style and quantity
Check Copy fee:$2.50 per item
Monthly Service fee
(All Checking Accounts):
$2.95* (FEE WAIVED) per month; if enrolled in e-statements, fee is waived
Monthly Money Market Service fee
(Money Market):
$10.00* (FEE WAIVED) per month; if the accounts minimum Average Daily Balance is $2,500, fee is waived

Other Service Fees (applicable to all accounts)

TypeCharge
Research/recn fee
(Account Research fee):
$20.00 per hour, with a minimum $10.00 charge
Document Copy fee:$1.00 per page (excluding statement copies)
Statement Copy fee:$5.00 per statement
Outgoing Wire fee
(Wire Transfer fee - outgoing):
$15.00 per transfer
Incoming Wire fee
(Wire Transfer fee - incoming):
$5.00*(FEE WAIVED) per transfer
Inactive Account fee (savings):$5.00*(FEE WAIVED) per month after one (1) year of no account activity [4][5]
Inactive Account fee (checking):$5.00*(FEE WAIVED) per month after one (1) year of no account activity [4][5]
Account History fee:$ 1.00 per page
Check Print fee
(Temporary Checks fee):
$3.00*(FEE WAIVED) for eight (8) checks
Corporate Check fee:$3.00 per item
Returned Deposited Item fee:$5.00*(FEE WAIVED) per presentment
Abused Account Item fee:$50.00
Loan Payment by Credit Card or ACH
(per phone request):
$9.95 per payment
Credit Card Returned Check Charge:Up to $25.00* (FEE WAIVED) [1]
Invalid Address fee:$5.00* (FEE WAIVED) per month after (6) months
Fax Copy fee:$2.00* (FEE WAIVED) per page 
Card Replacement:$5.00* (FEE WAIVED) per card
Garnishment/Levy:The maximum amount as allowed by State law
Non-Tyndall Check Copy fee:$5.00*(FEE WAIVED) per check 
Same Day Bill Payment fee:$5.00
Escheat fee:$25.00 or current balance, if less (effective 2/1/2022)*

Electronic Funds Transfer Fees

TypeCharge
Tyndall ATMs - Deposits/Withdrawals:No Charge 
Non-proprietary ATMs:$1.00* (FEE WAIVED) network fee per transaction; surcharge assessed by ATM Owner, at owner discretion

Credit Union Membership

TypeCharge
Membership Share:$5.00 par value
Membership Fee:$1.00*(FEE WAIVED)

The fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at 850-747-4300 (888-896-3255, toll-free).
[1] "Maximum 5 per day" refers to the combined total of NSF Fees and Courtesy Pay Fees. 
[2] Fee applies to overdrafts created by check, in-person withdrawal, automated teller machine (ATM) withdrawal, or other electronic means, as applicable. A de minimis threshold applies; fee will not be charged for transactions that would overdraw the amount by $5.00 or less (excluding overdraft transfer fees).
[3] Fee applies to overdrafts created by check, in-person withdrawal, automated teller machine (ATM) withdrawal, or other electronic means, as applicable. A de minimis threshold applies; fee will not be charged for transactions that would overdraw the account by $5.00 or less (excluding overdraft transfer fees). 
[4] Members over age 70 and under age 18 are excluded from the inactivity fee
[5] Accounts with balances of $5,000.00 and over are excluded from the inactivity fee