Skip to main content

Loan Rates

As a not-for-profit and member-owned financial institution, Tyndall Federal Credit Union offers you very competitive loan rates.

Because the credit union operates as a financial cooperative owned by its members, it is focused on serving the members themselves rather than any third-party stockholders. This means that the profits go back to our members in the form of lower fees, higher deposit rates, and of course—lower loan rates.

See for yourself. We have up-to-date, competitive loan rates for new/used auto loans, new/used recreation loans, credit cards, personal loans, and home equity loans, including details such as the minimum loan amount, terms, and Annual Percentage Rate (APR).




Mortgage Rates






*APR = Annual Percentage Rate. Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of {{RATE}}  and maximum APR of 18%. Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is {{RATE}} , as of 05-05-22. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

Closing Costs Offer: For a limited time, Tyndall will pay all typical closing costs on primary residence. This excludes appraisal and title insurance, if required. Please see a Tyndall representative for more details. Minimum draw of $10,000 required to receive promotional offer. If daily balance falls below $5,000 during any of the initial 12 months, or if the line is closed during the initial 36 months, closing costs paid by Tyndall will be charged to the borrower. Limited time offer. Some restrictions apply. Property securing the loan must be insured until the loan is paid in full. Offer subject to change without notice.

Membership required; NO membership fee applies. Tyndall NMLS #597599.

LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.

*APR=Annual Percentage Rate. The standard rate on Tyndall credit cards is currently {{RATE}} -{{RATE}} APR, based on creditworthiness, which will vary with the market based on the Prime Rate. This rate is accurate as of 3/19/22. The Index used to determine your variable APR is the Prime Rate published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month. If the Prime Rate changes, the new rate will take effect on the first day of the next billing cycle. As of 05/05/22, the Prime Rate is {{RATE}} . New credit card loan subject to completed application and approval. Foreign transaction fees: international transactions that involve currency conversion - 1%, international transactions that do not involve currency conversions - .8%. Ask for your specific rate. Your due date is at least 21 days after we mail your billing statement. We will begin charging interest on balance transfers on the date the balance transfer is posted to your account. Late payment fee is 10% of payment due with a minimum of $2.00. All rates and offers are subject to change without notice. Membership required; NO membership fee applies. Subject to completed application and approval. Membership required; NO membership fee applies. View Credit Card Disclosures. View the Credit Card Agreement & Truth in Lending Disclosure.