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Home Equity Line of Credit

Borrow only what you need with a Tyndall HELOC.

Borrow against the equity in your home

With a Home Equity Line of Credit (HELOC), you'll have a revolving line of credit that you can use for years. It’s like writing yourself a loan for whatever you need, whenever you need it. Whereas home equity loans or personal loans require you to take out a lump sum, a flexible HELOC is a loan you can access only when you need to—and you only pay interest and principal on the amount you use. You’ll also get a Visa card so it’s easy to make purchases.

Home Equity Calculator

Check out the features of a Tyndall HELOC

  • Borrow up to the maximum loanable equity in your home
  • No closing costs* and low monthly payments
  • Flexible spending line with a 10-year draw period and 10-year repayment period**
  • Convenient swipeable Visa card and easily transferable to any Tyndall account
Panama City Beach Florida

Have a question about a Home Equity Line of Credit?

Please do not include any account information when submitting this form.


*APR = Annual Percentage Rate. Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of {{RATE}}  and maximum APR of 18%. Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is {{RATE}} , as of 05-19-22. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

Closing Costs Offer: For a limited time, Tyndall will pay all typical closing costs on primary residence. This excludes appraisal and title insurance, if required. Please see a Tyndall representative for more details. Minimum draw of $10,000 required to receive promotional offer. If daily balance falls below $5,000 during any of the initial 12 months, or if the line is closed during the initial 36 months, closing costs paid by Tyndall will be charged to the borrower. Limited time offer. Some restrictions apply. Property securing the loan must be insured until the loan is paid in full. Offer subject to change without notice.

Membership required; NO membership fee applies. Tyndall NMLS #597599.

LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.